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Personal Checking Accounts

Welcome to Paramount Personal Deposit Products. We have several Checking account types to choose from to fit your needs.  All come with Free Notary Service, Free Telephone Banking access, Free Online Banking with Bill Payment, Free Statements, with your choice of Electronic or Paper statements.

We offer Telephone Teller  Touch tone banking which you can access from your cell or home phone any time 24/7.  This provides your account balance, most recent withdrawals, most recent electronic transaction activity and most recent deposit activity.

  Free Checking Interest Checking Privilege Checking 50+
Must be 50 years or older to open this account
Money Market
Minimum to Open $100 $100 $100 $100
~Monthly Fee None $8 None $10
~Balance Requirement to avoid Monthy Fee None $500 Minimum Daily or $1000 Average Daily None $2000 Minimum Daily Balance
Earns Interest No Yes Yes Yes++
Free Image Statement or Paper Statement Produced on the 17th of the month. Produced on the 17th of the month. Produced on the 17th of the month. Produced end of month.
Monetary Instruments $3.00 for Money Orders  and $5.00 for Cashiers Checks $3.00 for Money Orders  and $5.00 for Cashiers Checks Free Money Orders  and Cashiers Check $3.00 for Money Orders  and $5.00 for Cashiers Checks
Check Orders No Free Checks No Free Checks Free  Standard Safety Checks No Free Checks
Other Bank Fees Other Bank Service Fees may apply. Refer to our Rate Sheet. Other Bank Service Fees may apply. Refer to our Rate Sheet. Other Bank Service Fees may apply. Refer to our Rate Sheet. Other Bank Service Fees may apply. Refer to our Rate Sheet.

*ATM or VISA Debit Card available.  *A VISA Debit Card application and approval period is required.  Bank reserves the right to issue to qualified accounts.

++ Variable Interest Rate and APY depend on the applicable rate tier.  The interest rate and APY for these tiers may change at the Bank’s discretion.