Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)
Interest is compounded and paid Quarterly to the CD. Or you may choose to receive a Quarterly Interest Check. Receiving a check instead of capitalizing the interest back to the CD will reduce the APY. Please call and ask for a Retail representative for any additional details. There is an early withdrawal penalty if any of the principal amount is withdrawn prior to the maturity of the Certificate
The Minimum Deposit to open a CD or IRA with us today is $1,000. There may be specials where the minimum is less, such as $500 or $800 to open a CD. We encourage students and young adults to begin saving at an early age, or even late in life in their Sr. Years. Please consider one of these lower minimum balance CDs to open your CD with us and watch your investment grow.
Jumbo CDs $100,000 or greater, receive the same interest rate as listed below.
Rates are subject to change without notice.