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Business Checking Accounts

We offer Telephone Teller  Touch tone banking which you can access from your cell or home phone any time 24/7.  This provides your account balance, most recent check postings, most recent electronic transaction activity and most recent deposit activity.

  Small Biz Checking Business Analysis Checking Business Money Market
Minimum to Open $100 $100 $100
*Monthly Fee None Minimum $20 $10
*Balance Requirement to avoid Monthly Fee $1.00 to remain open and to avoid an automatic closing if a zero balance is longer than 30 days. $5000 Minimum Daily Balance $2000 Minimum Daily Balance
Earns Interest No No Yes - Interest paid monthly.  Variable Interest Rate and APY depend on the applicable rate tier.  The interest rate and APY for these tiers may change at the Bank’s discretion.
Check Limit Transaction fees  check item fee may apply   6 per statement cycle
Free Notary Yes Yes Yes
Free Telephone Banking Yes Yes Yes
Free Image Statement Produced end of month Produced end of month Produced on the 17th of the month
Free Online Banking Yes Yes Yes
Free Bill Pay Yes Yes Yes
Monetary Instruments $3.00 for Money Orders  and $5.00 for Cashiers Checks $3.00 for Money Orders  and $5.00 for Cashiers Checks $3.00 for Money Orders  and $5.00 for Cashiers Checks

ATM or VISA Debit Card* available.  *VISA Debit Card may be applied for after 90 days.  Bank reserves the right to issue to qualified accounts.