Business Checking Accounts
We offer Telephone Teller Touch tone banking which you can access from your cell or home phone any time 24/7. This provides your account balance, most recent check postings, most recent electronic transaction activity and most recent deposit activity.
|Small Biz Checking||Business Analysis Checking||Business Money Market|
|Minimum to Open||$100||$100||$100|
|*Monthly Fee||None||Minimum $20||$10|
|*Balance Requirement to avoid Monthly Fee||$1.00 to remain open and to avoid an automatic closing if a zero balance is longer than 30 days.||$5000 Minimum Daily Balance||$2000 Minimum Daily Balance|
|Earns Interest||No||No||Yes - Interest paid monthly. Variable Interest Rate and APY depend on the applicable rate tier. The interest rate and APY for these tiers may change at the Bank’s discretion.|
|Check Limit||Transaction fees check item fee may apply||6 per statement cycle|
|Free Telephone Banking||Yes||Yes||Yes|
|Free Image Statement||Produced end of month||Produced end of month||Produced on the 17th of the month|
|Free Online Banking||Yes||Yes||Yes|
|Free Bill Pay||Yes||Yes||Yes|
|Monetary Instruments||$3.00 for Money Orders and $5.00 for Cashiers Checks||$3.00 for Money Orders and $5.00 for Cashiers Checks||$3.00 for Money Orders and $5.00 for Cashiers Checks|
ATM or VISA Debit Card* available. *VISA Debit Card may be applied for after 90 days. Bank reserves the right to issue to qualified accounts.